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Our Services
Retirement savings often represent
the largest asset employees are responsible
for investing. As an employer, it is your responsibility
to provide employees with a competitive plan
and prudent investment choices.
CapTrust offers
services to assist plan sponsors in meeting
their fiduciary responsibilities.
Participant
directed plans, like 401(k) plans, offer
plan sponsors specific challenges and responsibilities
relating to the investment options. It is the primary
responsibility of the plan sponsor to make sure
the investment options available to participants
remain prudent. Our services are tailored to
provide plan sponsors the experience and skills
of our investment professionals.
RETIREMENT SERVICES:
- Develop & Implement
Investment Policy Statement
- Review & Monitor Asset
Styles and Allocation of Investment Menu
- Investment Manager Due Diligence,
Screening and Recommendations
- Ongoing Monitoring and Performance
Review
- Develop Asset Allocation Models
- Quarterly Meeting with Plan
Sponsor
- Annual Plan Due Diligence
meeting to review fiduciary aspects of the
plan
EMPLOYEE INVESTMENT EDUCATION
SERVICES:
- Develop / Refine Strategy for
Employee Education and Communication
- Design Custom Materials for
Meetings and Ongoing Education
- Conduct Employee Enrollment
and Investment Education Meetings
- Monitor Employee Participation
and Investment Elections
- Provide Ongoing Education
and Participant Support
- Provide Model Portfolio
Tools for Participant Allocations
Trustee
directed plans, like Defined Benefit
plans, provide their own unique challenges with
the sole responsibility of the investment allocations
and ongoing performance in the hands of the
plan trustees. CapTrust provides
in-depth services beginning with detailed asset
allocation and modeling studies to develop the
most appropriate asset allocation strategy on
an ongoing basis.
ASSET ALLOCATION SERVICES:
- Perform Employee Demographic
Studies
- Establish and Define Plan
Objectives and Goals
- Develop Optimal Asset Allocation
Strategy
- Test Plan Assumptions using
Probability Simulations
- Formalize Investment Policy
Statement
- Monitor Asset Allocation Strategy
as Market Conditions Change
Asset allocation cannot eliminate the risk of fluctuating prices and uncertain returns. RETIREMENT SERVICES:
- Investment
Manager Due Diligence
- Search and Guidance of New
Investment Managers / Investments
- Ongoing Monitoring and Performance
Review
- Style Analysis, Risk-Adjusted
Return Analysis
- Quarterly Meeting with Plan
Sponsor
- Annual Plan Due Diligence
meeting to review fiduciary aspects of the
plan
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